There is a particular document that most people forget when they are involved in an auto accident in Beverly Hills, California. The document is not what you may be thinking of. You see, most people remember to bring some documentation or information when they speak with a car accident attorney. They will remember something like the police report, but they often forget the declaration page that is on their own insurance policy indicating their own policy’s limits and available coverage.
What Is This Declaration Page of an Insurance Policy?
It is a single sheet of paper that can impact the outcome of your lawsuit should you try to pursue one. It has plenty of information for those who know what they are looking at. It is essentially a summary of all of the coverage that you have in your car insurance policy, including property damage, Medical Payments, collision, comprehensive and more. That is important because having some coverage or not can really tilt your case one way or the other in the state of California.
Of course, your attorney once retained will have access and be in most communications with both your own insurance company and the defendant or the at-fault third-party’s insurance company. If you have a copy of your insurance policy at home, you may be able to identify and locate the Declaration page of the policy. You can then take it to your attorney should you meet with them or have a consultation. Our team of car and motorcycle accident lawyers at Jacoby & Meyers can obtain a copy of your Declaration page from your own insurance company once retained as your attorney of record. This will allow us to see what coverage is available to you, and advise you regarding the medical treatment you should obtain. This is especially important when the other person involved in the accident is uninsured.
Understanding How Much You Could Potentially Win
Insurance coverage is important in determining how much you could potentially win if your claim or lawsuit is successful. It is also a critical factor in the team’s determination of how much medical treatment should be received. Most attorneys are going to go after the maximum that the other driver’s insurance has them covered for. Your own insurance policy information is important to bring along with you as well, but the other driver’s insurance is critical as well. Your attorney will gather all necessary information from the insurance companies, the DMV, the Police Department, witnesses and anything else they deem necessary to strengthen your claim and case.
Contact our team of established personal injury attorneys for your car accident today and get the legal help you need.