In 2014, California passed a law that requires all ridesharing companies and their drivers to have liability coverage and abide by new insurance regulations set by the California Public Utilities Commission (PUC). These new regulations were put into effect in 2015, as announced by the California Department of Insurance.
These legal changes came after ridesharing companies like Uber and Lyft surged in popularity in urban areas and metropolises in the United States. Ridesharing companies, also known as Transportation Network Companies (TNCs), are still relatively new and have faced legal challenges as drivers get into accidents that injure passengers or third-party individuals. No longer considered as just app companies, Uber and Lyft are under scrutiny about the safety of their services.
In 2019, Uber released a long-awaited safety report that revealed 107 fatalities were tied to Uber, specifically between 2017 and 2018. Lyft has yet to release a report.
If you or a loved one was injured in a ridesharing accident in Los Angeles, you might qualify to receive compensation through a personal injury claim or lawsuit. A Los Angeles Uber and Lyft ridesharing accident lawyer can help you sort the details out and begin building your case. Call Jacoby & Meyers Law Offices at (888) 522-6291 today for a free case evaluation.
Liability Changes Depending on Whether the App Was On
As mentioned, the PUC set insurance requirements for TNCs. According to the California Public Utilities Code (PUC) §5432, ridesharing companies like Uber and Lyft must disclose to their drivers when they will cover accidents and when the drivers’ personal auto insurance policies must cover an accident.
These rules work under the nuance of when a driver engages with a ridesharing app, which means certain liability coverage limits might apply depending on the circumstances of the accident.
What this means for you is that you might pursue compensation from the driver, the ridesharing company, a third party, or potentially more than one party. Your lawyer can review your case to determine the liable party or parties and help you accordingly.
If the Driver Is Liable
If the Uber or Lyft driver had the app turned off at the time of the accident, then they must use their own auto insurance to cover damages, as it is assumed they were not working.
If the Company Is Liable
The ridesharing company or TNC only becomes liable for an accident once the driver begins engaging with the app, which can be divided into three periods:
- The driver has the app on and is waiting for a ride request.
- The driver has accepted a ride request and is on their way to pick up a passenger.
- The driver is giving a passenger a ride to their destination.
There are different insurance requirements for each period, which both Uber and Lyft abide by. These minimums may include:
- $50,000 for death and bodily injury coverage per person
- $100,000 for death and bodily injury coverage per accident
- $30,000 for property damage coverage
- $1,000,000 in primary commercial coverage for third-party liability
- $1,000,000 uninsured motorist coverage and underinsured motorist coverage
- Cash value of the driver’s vehicle
If a Third Party Is Liable
If the Uber or Lyft driver was not at fault for the ridesharing accident, but another party was, you might be able to pursue compensation from this third party. Third parties can include:
- Another vehicle driver, including motorcyclists
- A commercial vehicle driver, including truck drivers and their employers
- A vehicle or vehicle parts manufacturer if the accident was caused by vehicle failure
- The maintenance worker who last worked on the vehicle that caused the accident
- A municipality in charge of maintaining the roads
When a third party gets involved in an accident, you might find that multiple liable parties are involved. You can discuss these details with your legal team, and they can guide you on how to proceed.
You Might Get Compensation for More than Just Your Medical Bills
When people initially seek legal assistance to pursue compensation for an accident, they might only consider medical bills if they were injured and repair costs if their property got damaged. However, you might be entitled to more compensation than you think.
Personal injuries can manifest in multiple ways beyond literal injuries. Any loss or inconvenience you had to face that is related to the ridesharing accident may be listed in your damage claims. You might be able to get compensation for damages, such as:
- The income you lost because you had to stay home and heal from your injuries
- Physical pain, scarring, and disfigurement related to your injuries
- Emotional trauma you suffered from the accident
- Costs for medical equipment, surgeries, or even doctor’s appointments
- Potential refund for your Uber or Lyft trip
A Los Angeles Uber and Lyft ridesharing accident lawyer can help you fight for the financial recovery of your damages. Interested in learning more about what kind of damages you might be able to win? Call (888) 522-6291 today to speak with our team at Jacoby & Meyers Law Offices. We can give you more details about the personal injury legal process in a free consultation.
5 Reasons to Work with an Uber Accident Lawyer from a Personal Injury Law Firm
When we use the Uber app to hail a ride home, to work, or to an event to meet with friends and family, the last thing we imagine is being injured in an accident due to a negligent Uber driver–someone who drives for a living (or to pull in a second income) that has lots of experience in multiple traffic conditions. However, Uber accidents happen more often than we think. In fact, according to the ‘San Francisco Public Press’, Uber and Lyft work hard to keep their safety records secret both in court cases and before their primary state regulator, the California Public Utilities Commission. In fact, from 2018 to August of 2019 San Francisco alone saw 47 car accident fatalities, and of these seven were Uber rideshare cars.
Police departments from all over the country report seeing Uber drivers make ongoing careless decisions. From blocking bike lanes to passing other cars on a double yellow line, and from speeding to tailgating, many Uber drivers are poorly trained and riders even report that many drivers become distracted by the app and nearly cause accidents. If you or a loved one have been hurt in a car accident while using a rideshare company, call an Uber accident lawyer from Jacoby and Meyers–a personal injury law firm that has been protecting the legal rights of California citizens since 1972 , and who has been representing victims in Uber accidents ever since the rideshare company started operations. Here are five reasons why you should hire an Uber accident lawyer.
1. An Uber Accident Lawyer Will Offer Full Transparency
In order to win a hefty compensation figure, you need full transparency when it comes to your case. Insurance companies are notorious for shedding as little light as possible in order to give themselves maximum control of the process, and to pay you as little as possible. When you call an Uber accident lawyer from Jacoby and Meyers you get a free consultation in which you learn how the legal system works, how to favors your situation, what your case is worth, and the various options you have for moving forward in seeking compensation for your pain and suffering. A reputable Uber accident lawyer will educate you so that you can make the best decision for you and your family with full confidence. And having that master vista point where you cAN see and understand the entire picture will put you in a position to get the highest financial compensation for your accident.
2. You Will Get a Higher Settlement with an Uber Accident Lawyer
Ever notice how insurance companies are very quick to catch you on the phone, ask questions, and try to get you to give a recorded statement? They want to reach you before you have a chance to call an Uber accident lawyer. Industry statistics reveal that more than 80 percent of all people injured in rideshare accidents who get a lawyer receive significantly more money than those who settle through the insurance companies. Even after you pay your legal fee once you have won your case and have the cash in hand, you still have thousands and in some cases even millions more.
3. An Uber Accident Lawyer from Jacoby and Meyers Improves Your Chances of a Physical Healthier Outcome
Getting to a doctor after an accident is critical. Not only will the medical record help strengthen your case, but more importantly getting immediate health care can prevent injuries from worsening. For example, whiplash symptoms can fly under the radar for some time before they surface, and by then someone could have nerve damage or other debilitating issues that could have been prevented with immediate treatment. An Uber accident lawyer from Jacoby and Meyers is by your side from your initial medical evaluations, through physical therapy, and we are right there with you and your family to get you through these difficult times. We make sure you are seen by the right doctors, you get the right care, and we work to ensure that you are not left with any devastating medical bills that could destroy your family’s lifestyle.
4. Protecting Your Long Term Existence
When people are severely injured in a rideshare accident, they often suffer from lost wages. Whether they fall behind on their mortgage, can’t pay rent, are unable to pay their kid’s tuition, or that long anticipated family vacation is cancelled, some insurance companies will grant a victim compensation for these pain points, but never to the extent an Uber accident lawyer would. Despite all of this, insurance companies fight tooth and nail against paying victims for future lifestyle declines as a result of an Uber accident. If you re no longer to work in your chosen field due to your injuries sustained in an Uber accident, or if you are unable to continue your passionate hobby like cycling, scuba diving, or playing the piano, you are entitled to compensation for this loss, but many insurance companies don;lt see it that way, nor do rideshare legal teams. An Uber accident lawyer from Jacoby and Meyers will ensure you are taken care of for life, and as our attorneys treat you like family and look after your well being, we will see to it that predatory insurance companies aren’t able to harass you in such difficult times.
Jacoby & Meyers Law Offices Offer Free Case Evaluations
Ridesharing accidents can involve more than one liable party, and liability might vary based on how the accident occurred. If you are unsure about where your case might fall and would like to ask more specific questions about your situation, you are welcome to call our team at (888) 522-6291 and get a free case evaluation.
One of our team representatives can explain to you what your legal options are based on the scenario you describe to us, and you can determine whether you want to take any action. Our lawyers work on a contingency-fee-basis, so you do not have to worry about paying any attorney’s fees unless we win your case. Let a Los Angeles Uber and Lyft ridesharing accident lawyer from Jacoby & Meyers Law Offices work on your case. We aim to fight for the compensation you deserve.